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Samuel and Co Trading Pioneers Affordable Financial Education as University Fees Soar

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As higher education costs continue to rise, Samuel and Co Trading is emerging as a leading provider of accessible financial education. Since its establishment in 2012, the company has been committed to equipping students with the skills and confidence needed to navigate the financial markets successfully.

Recent data highlights the growing financial burden on UK students, with tuition fees set to increase to £9,535 per year from September 2025—the first rise in eight years. When combined with maintenance loans that often fail to cover essential living costs, students now face average study expenses exceeding £22,000 per year.

In contrast, Samuel and Co Trading offers a cost-effective alternative through its Ofqual-regulated Diplomas in Financial Trading. Students can obtain a Level 5 Diploma, equivalent to a Foundation Degree, in just 12 weeks, or pursue a Level 7 Diploma, comparable to a Master’s Degree, at a fraction of the cost of university tuition. With graduate salaries in some sectors dipping as low as minimum wage, these fast-track programmes provide a more affordable and time-efficient route to industry-recognised qualifications.

The company’s commitment to educational excellence has been widely recognised. In the 2025 Global Banking and Finance Awards®, Samuel and Co Trading was awarded “Best Online Financial Education & Training UK 2025” and “Best Forex Education UK 2025”. Further accolades include “Best Online Trading Course Provider UK 2025” by Finance Derivative Magazine, as well as several awards from World Business Outlook, including “Best Trading Guidance and Support Provider Europe 2025”, “Leading Trading Education Management Company Europe 2025”, and “Most Trusted Personal Trading Strategies Provider Europe 2025”. Additionally, Brands Review Magazine recognised them with “Innovation in Trading Strategies UK 2025” and “Trading Education and Mentorship Award UK 2025”. These honours reflect the company’s ongoing dedication to providing high-quality financial training.

Founder and CEO, Samuel Leach, shares his perspective on the company’s mission:

“When I started Samuel and Co Trading in 2012, I wanted to democratise financial education. The aim was to provide practical, affordable, and high-quality training to people who are passionate about trading. Our recent accolades and the success of our students show that we’re on the right path.”

With tuition costs increasing and the finance industry evolving rapidly, Samuel and Co Trading remains dedicated to delivering accessible, industry-relevant financial education. By making high-quality training affordable and attainable, the company continues to play a pivotal role in shaping the future of financial learning.

About Samuel and Co Trading

Samuel and Co Trading was founded in 2012 by Samuel Leach with the mission of assisting individuals to succeed in financial trading. The company provides accredited and industry-recognised financial education, including Ofqual-regulated diplomas designed to fast-track students into trading careers. With courses led by seasoned professionals, Samuel and Co Trading ensures that students gain practical, real-world experience. Recognised as a leader in the sector, the company has trained thousands of individuals.

Be Cool Refrigeration Successfully Installs 100 AC Units in 2024

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Be Cool Refrigeration, a top provider of air conditioning installationmaintenance, and repair services, has installed 100 AC systems throughout 2024. Their latest research delves into market trends, offering a closer look at the varying requirements of residential and business customers across the UK.

Key Insights on Consumer Trends in Air Conditioning Installations

As the demand for air conditioning solutions continues to rise, Be Cool Refrigeration’s recent findings shed light on the changing landscape of the industry. The company analysed 100 installations completed in 2024, providing a snapshot of the evolving trends in air conditioning preferences.

Domestic vs. Commercial Installations

Of the 100 air conditioning units installed by Be Cool Refrigeration, 31.66% were for domestic clients, while the remaining 68.34% were for commercial customers. This clear division highlights the growing commercial demand for air conditioning systems across various business sectors, from office spaces to retail outlets.

Domestic Consumer Preferences

Domestic customers showed a strong preference for split system air conditioners, with 74% opting for this type of installation. Known for their affordability and ease of installation, split systems remain the go-to choice for homeowners seeking cost-effective cooling solutions. However, 26% of domestic customers selected ducted air conditioning, which offers a more discreet and whole-home cooling solution.

An emerging trend among domestic buyers was a focus on affordability. Many consumers prioritised the upfront cost of their air conditioning systems rather than considering the long-term energy efficiency of their purchases. While this cost-conscious approach is understandable, it often overlooks the potential savings that more energy-efficient systems can offer over time.

Commercial Consumer Preferences

Commercial clients demonstrated a clear preference for ceiling cassette air conditioning systems, with 83.33% of all commercial installations opting for this solution. Ceiling cassette units, ideal for offices, restaurants, and retail environments, provide powerful cooling while maintaining a sleek, unobtrusive design. The remaining 16.67% of commercial clients selected a range of alternative systems, including ducted, floor-mounted, and VRF/VRV units, depending on their specific business needs.

This preference for ceiling cassette units in commercial spaces aligns with the growing trend towards high-efficiency, space-saving designs in modern office and retail environments. These systems provide businesses with reliable, consistent cooling while helping to minimise disruption to the aesthetics of their spaces.

The Future of Air Conditioning Installations in the UK

Looking ahead to 2025, Be Cool Refrigeration predicts a shift in consumer behaviour, particularly within the domestic market. With rising energy costs and increasing awareness of sustainability, more consumers are expected to prioritise long-term energy efficiency over short-term cost savings. This shift may lead to greater demand for more energy-efficient air conditioning systems that provide higher performance at a lower lifetime cost.

“Our data shows that domestic buyers often opt for lower-cost solutions upfront, whereas commercial clients prioritise functionality and efficiency,” said Ali Elm, Managing Director of Be Cool Refrigeration. “We encourage homeowners to consider energy efficiency and total lifetime cost savings when investing in air conditioning.”

As the air conditioning market continues to grow, Be Cool Refrigeration remains committed to providing high-quality installations, expert guidance, and ongoing maintenance support to both residential and commercial clients. The company’s dedication to sustainability and customer satisfaction ensures that all clients receive the most efficient, reliable, and cost-effective solutions for their cooling needs.

About Be Cool Refrigeration

Be Cool Refrigeration is a trusted provider of air conditioning and refrigeration solutions across London and beyond. Specialising in installation, servicing, and maintenance, the company delivers energy-efficient cooling solutions tailored to both residential and commercial clients. With a commitment to high-quality service and expert advice, Be Cool Refrigeration continues to lead the industry with reliable, sustainable air conditioning solutions.

Felix & Spear to Host Tam Joseph’s ‘This Green and Pleasant Land’ Exhibition

Felix & Spear is delighted to announce This Green and Pleasant Land, a compelling exhibition showcasing new paintings and a striking sculpture by renowned artist Tam Joseph. Through his latest works, Joseph delves into themes of identity, culture, and societal issues, inviting viewers to reflect on his artistic narrative.

Reflecting on his experiences, Joseph shares:

“I sang Blake’s poem during assembly at Drayton Park Primary School in Highbury, North London, from 1955 to 1960. At that time, I didn’t fully grasp its deeper meanings, and I doubt many of my classmates did either, as I was a newcomer to the UK. I first encountered the word “tramp” in the UK. In Dominica, there were a few homeless people, but the small population meant we barely noticed them. However, post-World War II London exposed me to many “tramps” men who looked worse for wear in ways I couldn’t understand. They were often depicted in the comic books I read: a happy looking man with a beard and tattered clothing, carrying a stick over his shoulder, with a polka dot bundle that presumably held all his belongings.

As the 1970s faded into the 1980s, the image of the “tramp” disappeared, replaced by the “homeless” and eventually “rough sleepers”. I had experienced sleeping on the streets of Old Delhi in 1968 and felt something whenever I saw someone sleeping rough. Over time, however, my attitude began to change, with thoughts creeping in such as: “It’s not your problem”, “Don’t take any notice!”, and “You can’t help everybody, can you?”

I realised I was building a protective shell to deny what I saw. Although some might call it self-protection, every time I walk past a rough sleeper, pretending they’re not there, I know I am going against my nature. Recognizing hidden truths is essential to my existence and keeps me grounded.”

This thought-provoking exhibition will be held at Felix & Spear from 20 March to 17 May 2025.

About Tam Joseph

Born in 1947 in Roseau, Dominica, Tam Joseph is a British painter, sculptor, and graphic designer who moved to London in 1955. He studied at the Central School of Art and Design and briefly at the Slade School of Fine Art before travelling across Europe and the Far East. He later graduated in Typographic Design from the London College of Printing.

During the late 1970s and early 1980s, Joseph worked for Africa Journal, travelling extensively in Africa. His involvement with the Keskidee Centre Collective in North London placed him at the heart of African and Afro-Caribbean political and artistic movements. His work frequently blends humour with sharp political commentary, addressing themes of diaspora, identity, and world history.

Joseph’s work has been exhibited in major institutions, including:

  • Caribbean Art at the Crossroads, El Museo del Barrio, Studio Museum in Harlem, Queens Museum (2012)
  • No Colour Bar: Black British Art in Action 1960–1990, Guildhall Art Gallery, London (2015–16)
  • Life Between Islands, Tate Britain (2021–22), Art Gallery of Ontario (2023–24)

His works are held in numerous public collections, including the Arts Council Collection, Tate, and the Victoria & Albert Museum.

Tying the Knot This Year? A Family Law Expert Advises Why a Prenup Matters

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A leading family lawyer is urging couples preparing for marriage this year to consider a prenuptial agreement, highlighting its importance in securing each spouse’s financial future.

Claire Chisnall, Senior Associate at Consilia Legal, has observed a growing demand for prenups over the past year, as couples increasingly seek financial clarity before their wedding day.

According to independent research by the Marriage Foundation, one in five marriages now includes a prenup, with the trend steadily rising for over 50 years.

Although it may surprise some that prenups have become more common, it is less surprising that 44% of those agreements involve higher-income couples.

A prenuptial agreement is a legal document that defines how a couple’s assets, liabilities, and financial responsibilities will be managed if they later separate. While nuptial agreements are not currently legally binding in the UK, courts are recognising them more frequently—provided they meet specific conditions such as fairness, full financial disclosure, and independent legal representation for both parties. Furthermore, the Law Commission has recommended changes to reinforce the legal standing of such agreements in the future.

Claire says: “With the wedding season fast approaching, now is the perfect time to have an open and honest discussion about financial expectations and protections. We’ve seen an increase in couples opting to sign prenuptial agreements, because of the security they bring. Not only can couples protect personal and family assets, but prenups allow parties to clarify their financial expectations, protect an individual from their partners’ debt liability, as well as ensure any inheritance intended for children from a previous relationship is protected.”

Prenuptial agreements offer significant advantages, including peace of mind and a foundation for open financial discussions, helping to strengthen trust in relationships.

While prenups were once associated with the very wealthy, attitudes are shifting. A recent YouGov survey found that 55% of Britons now support prenuptial agreements, up from 42% just a few years ago. Younger generations are particularly in favour, with 49% of 25–34-year-olds supporting prenups, compared to just 26% of over-55s.

When planning a wedding, couples often focus on the big day itself, but it is equally important to think about long-term financial security. A prenuptial agreement is not about anticipating divorce, but rather ensuring both partners are aligned in their financial expectations.

Claire continues: “When couples say “I do” they want to start out this new chapter with openness and honesty, and whilst prenups have been considered a taboo subject in the past, there’s nothing more honest and open than discussing finances and how you both want to protect your assets in the future.

“It might feel like it’s going against the grain to be thinking about what might happen if your marriage breaks down, so we want to dispel the stereotype and show couples that a prenup isn’t about planning for failure, but about sensible and prudent consideration for your future that is based on trust and transparency.”

As society moves away from traditional values, younger couples are leading the way in embracing prenups as part of a practical, modern approach to marriage.

For those getting married this year, now is an ideal time to explore prenuptial agreements. Seeking advice from a family law specialist can help couples understand their options and ensure they enter marriage with financial clarity and protection.

Consilia Legal, which recently celebrated its 10th anniversary, has extensive expertise in family law and can assist in drafting prenuptial agreements tailored to individual needs.

For more information or to arrange a free, no-obligation consultation, visit www.consilialegal.co.uk or call 0113 322 9222.

Man pleads guilty to manslaughter through diminished responsibility

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A 32-year-old man has pleaded guilty to manslaughter through diminished responsibility, after he stabbed his stepfather in his own home.

Adejuwon Olufemi Alexander Jnr Oyekan (32) of Melina Close, Hayes, pleaded guilty at the Old Bailey on Monday.

Met police officers were called to a house in Hayes in the early hours of July 11, 2023, to reports Oyekan had stabbed his 54-year-old stepfather Jason Thompson (pictured).

When they arrived, officers found Oyekan was still armed with a knife he had used to attack Jason.

They initially used tasers in an attempt to disarm him. When this was unsuccessful, they left the address, awaiting support from armed response officers to detain him.

Officers tried to assist Jason but he died from his injuries at the scene.

Detective chief inspector Laura Semple from the Met’s Public Protection Partnership, said: “Our thoughts remain with Jason’s family throughout this difficult time.

“I’d like to thank the first responding officers who attend the scene and demonstrated huge bravery to challenge the suspect, who was armed and acting aggressively.

“Their quick thinking, to use the tools at their disposal, guaranteed Oyekan was admitted to custody from the scene, and did not go on to pose a wider threat to the public.”

Oyekan is due to be sentenced on April 10.

Asian Women’s Resource Centre gets royal visit for 45 years’ service

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The Queen has toured the Asian Women’s Resource Centre (AWRC) in Harlesden to mark the 45th anniversary of its exceptional service in providing crucial support to Black, Minority and Ethnic (BME) women affected by domestic abuse and harmful practice.

The visit from Her Majesty also shone a spotlight on the pressing issue of domestic abuse within all communities, encouraging a wider dialogue on support, empowerment, and change.

The AWRC has served as a lifeline to BME women across London, since the late 1970s using its understanding of women’s issues to provide practical and emotional support, ensuring they are able to make informed choices about their future.

AWRC’s services include the professional advocacy, advice and information to survivors and support to help women to secure safe housing, and access to interpreters and signpost to counselling and legal advice.

As part of her visit, the Queen met with dedicated AWRC members of staff, volunteers, and inspiring survivors, listening intently to their powerful and moving stories of resilience and courage in the face of adversity.

Healing Garden unveiled by the Queen

As part of her tour, Her Majesty also officially inaugurated AWRC’s newly developed Healing Garden. The Healing Garden is designed to serve as a tranquil refuge for the women and children the AWRC helps to support, fostering a safe space for healing and rebuilding lives after experiencing the trauma of domestic abuse.

Sarbjit Ganger, director of AWRC said: “This visit is a momentous occasion for AWRC, and a profound recognition of the challenges faced by BME women affected by domestic violence.

“Her Majesty’s empathy and commitment to social justice resonates deeply with AWRC’s mission, and we are immensely grateful for her support.

“We are proud of the impact that AWRC has had over the past 45 years, but our work is far from over. We are dedicated to breaking the cycle of domestic abuse and ensuring that every woman can live a life free from fear and violence. Our urgent need for donations and continued awareness is paramount in sustaining AWRC’s work and providing life-changing support to those who need it most.”

A complete guide to container conversions for business use

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Shipping containers aren’t just for transporting goods anymore—they’re now a go-to solution for
businesses looking for cost-effective, sustainable, and versatile spaces.

From pop-up shops to modern offices, container conversions offer a creative and practical alternative to traditional to buildings. If you’re looking for a container service in London, this guide will walk you through
everything you need to know.

Why choose container conversions?

Firstly, they’re cost-effective. Converting a shipping container is often more affordable than conventional construction, with lower material and labour costs. They’re also durable as they’re made from tough corten steel, shipping containers are designed to endure harsh weather and heavy use.

Repurposing containers reduces construction waste and supports eco-friendly building practices. If you need to relocate, there is no issue as containers can be easily transported, offering unmatched
flexibility.

Common business uses for container conversions

Some great ways that businesses can use container conversions include but are not limited to:

● Retail Spaces: Perfect for pop-up shops and boutiques, container stores offer a modern, industrial aesthetic that attracts customers and enhances brand identity.
● Cafés and Bars: Whether it’s a trendy coffee shop or an outdoor bar, containers provide an affordable, stylish solution with quick setup times.
● Offices and Workspaces: Containers can be transformed into fully functional office spaces with insulation, climate control, and custom layouts.
● Workshops and Studios: Ideal for creatives and small business owners needing secure, private spaces for their craft or production work.

Key benefits of container conversions

There are plenty of options for making a container conversion bespoke. You could modify your container with windows, doors, lighting, and interior partitions to fit your exact needs.
As projects can be completed faster than traditional builds, this saves both time and money. Containers are built to last, requiring minimal upkeep compared to standard structures.

Things to consider before converting a container

● Planning Permissions: Check local building regulations to determine whether you need permits for a container-based structure.
● Insulation and Climate Control: Proper insulation is crucial to maintain comfortable temperatures and energy efficiency.
● Utilities and Wiring: Plan for electrical, plumbing, and internet connections early to avoid costly modifications later.
● Structural Integrity: If you’re adding large windows or doors, ensure the container’s strength isn’t compromised.

Design tips for container conversions

If you’re in need of some inspiration, check out a few of these top tips!

To maximise natural light, add large windows or glass doors to create an inviting, well-lit space, while high ceilings or mezzanine levels help maximise limited square footage. You can go green by incorporating solar panels, rainwater collection systems, and energy-efficient lighting to reduce environmental impact.

The bottom line

Container conversions are an innovative and stylish solution for modern businesses. They offer affordability, sustainability, and flexibility, making them perfect for everything from retail stores to workspaces.

Whether you’re launching a new venture or expanding your business, a container conversion can provide a functional, durable, and visually striking space tailored to your needs.

Zutec Bolsters Leadership in UK Construction Tech with Acquisition of Operance

Zutec, a leading provider of construction and property management software in the UK and Ireland, has confirmed its acquisition of Operance as part of its ongoing growth strategy and long-term investment in the UK market.

This strategic move brings together two highly compatible businesses, aligning their customer bases, expertise, and technological solutions. The acquisition further secures Zutec’s role as a key player in Handover and Building Safety Act compliance solutions for contractors, developers, housebuilders, and asset owners. By combining resources, the companies aim to drive digital transformation, enhance compliance support, and unlock new opportunities for growth and innovation.

“As we continue investing in businesses as part of our acquisition strategy, Operance fitted our strategic objectives perfectly, with close alignment with our vision and an exciting addition to our business. We believe this collaboration will open up new opportunities for us to expand and better serve existing and new customers, setting the stage for future innovations in the construction and property technology space. We are thrilled to welcome the Operance team into Zutec and look forward to what we can deliver together in the future,” commented Gustave Geisendorf, CEO at Zutec.

Ian Yeo, CEO at Operance, remarked: “Having built up the Operance business, and with a shared growth ambition, we welcome being part of Zutec. As a profitable, fast-growing business primarily focused on the UK and Ireland, this partnership with Zutec will allow us to accelerate our progress faster and provide even more value to the construction and property digital ecosystem as one company.”

Boost Your Mood This February with a Convertible from Turo

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  • Driving an open-top convertible has been proven to enhance happiness
  • Turo offers an array of convertibles starting at just £37 per day*

With February often ranked as the least popular month of the year**, Turo has compiled a list of the best convertible cars in the UK to help drivers enjoy the uplifting experience of open-top motoring. As winter slowly gives way to spring, a convertible drive could be the perfect way to brighten the season.

A 2023 study by Cranfield University and FIAT* revealed that driving a convertible with the roof down “can significantly improve motorists’ mood and performance,” with every driver in the study reporting a boost in happiness compared to driving with the roof up.

For those eager to embrace the joys of convertible driving, Turo offers a wide selection of vehicles, including BMW, Porsche, Mercedes, and FIAT cabriolets, from as little as £37 per day*. For a more premium experience, a Porsche 911 Targa 4 is also available.

Budget thrills 

For those looking for an exciting drive on a budget, Turo hosts options including the FIAT 500C, which is available from just £37 a day*. This includes an Automatic gearbox and Bluetooth and AUX connectivity to blast your favourite driving tunes while you go. A great first step for convertible rental.

The Mini Roadster is another option in this price range, for drivers looking to channel their inner Johnny English on their drive, available from £38 a day*, complete with Air Conditioning to keep you warm in the February chill. 

Mid-range Motors

For those looking for an upgrade to the speed and looks of their convertible rental, the BMW Z4 is hard to look past at a price from just £63 a day*. This model includes heated seats and boasts 194 horsepower. 

Alongside the BMW is the Mercedes-Benz E Class, perfect for the transition from city to winding roads, from just £83 a day*. The model also includes a high quality Burmester sound system, perfect for audiophiles looking to overpower the wind roar of top-down driving. 

High-end fun

At the upper end of the exclusivity scale is the Porsche 911 Targa 4, available from £208 a day,* this 365 horsepower thoroughbred will take you from 0-60 in just 4.3 seconds, offering the pinnacle of wind swept driving. It includes heated seats, and all the other modern conveniences to help make any trip comfortable and thrilling, even on an otherwise cold and depressing February day. 

Rory Brimmer, Director at car sharing marketplace Turo, commented:

“Driving under a crisp blue sky with the roof down is one of the most pleasurable things you can do as a driver, and we want to emphasise that this is not just something reserved for summer or even owners of convertibles. The research around top-down driving reveals what many of us know, that the simple act of having the wind rushing through your hair makes driving much more enjoyable, which is why we want to make this experience available to everyone, all year round. 

Car sharing is a fantastic way for the owners of cars such as this to top up their income and share the cars they love with other enthusiasts when they aren’t using them. There is a wide range of options on the Turo platform, from the exclusive to the accessible, from the sensible to the showstopping. Best of all there’s no need to wait around at a rental desk or trek all the way out to an airport to pick up your car.”

Utelize Mobile Among Finalists for 2025 Megabuyte Emerging Stars Award

Utelize Mobile has been recognised as one of the top 50 fastest-growing technology companies in the UK in the 2025 Megabuyte Emerging Stars awards and has been shortlisted for the Best Performing Company | Telecoms Services category.

The Emerging Stars awards honour mid-market technology firms demonstrating strong financial and operational performance, assessed through Megabuyte’s independent Scorecard methodology. Utelize’s inclusion reflects its impressive growth and ongoing advancements in Enterprise Mobility Management.

Matt Atkinson, Managing Director of Utelize Mobile, commented on the achievement:

“After a really positive year for Utelize Mobile in which we registered solid growth (30%), obtained new funding and completed our first M&A deal, we’re delighted to be recognised in the Megabuyte Emerging Stars and we look forward to the next challenge of surpassing £10m in revenues and reaching the full Megabuyte 50.”

The awards will be presented at the Megabuyte100 ceremony on Thursday, 20 March 2025, at the Jumeirah Carlton Tower, London.