TAB’s innovative mortgage products have been developed to address a clear gap in the market, where traditional lenders often fall short. Offering mortgages with the speed of bridging finance, TAB has responded to increasing demand for flexible lending options in a sector currently falling short of its £50bn annual potential. Both brokers and borrowers have responded with overwhelming positivity to these solutions.

Traditional banks, constrained by rigid structures, often lack flexibility, while challenger banks have intensified competition. Despite this, TAB’s extensive sector expertise has proven advantageous. With over £500m already lent across residential and commercial properties, and supported by multiple funding lines and institutional partnerships, TAB is well-positioned to continue its rapid growth.

TAB’s mortgage offerings are designed to meet the needs of a wide variety of borrowers across a range of property types, including residential investments, HMOs, commercial, semi-commercial, offices, and retail properties. Key features of their mortgage products include:

● Loans up to £7.5m
● Products available for both residential investment and commercial properties
● Simple tracker loans tied to the Bank of England base rate, ensuring transparency
● Fast, flexible mortgage solutions delivered at bridging speed
● An expert team, supported by industry-leading technology

TAB also welcomes a broad range of borrower types, such as:

● Individuals
● Sole traders
● Partnerships
● Limited companies
● LLPs
● Offshore limited companies (Isle of Man, Channel Islands)
● Trusts
● Charities

Since the introduction of these products, enquiries have continued to rise, with terms being issued to various brokers. Loan completions are increasing week by week, demonstrating TAB’s dedication to delivering on its promises. The current pipeline is outperforming expectations, pointing towards strong growth ahead.

Duncan Kreeger, CEO & Founder of TAB, stated: “It’s encouraging to see the strong demand from our broker partners for our mortgage solutions. At TAB, we’re constantly listening to the market and our stakeholders to deliver products and services in the way they want and truly need. That was the driving force behind TAB Mortgage. It’s also positive to see an increasing number of brokers and borrowers taking ESG considerations into account. It’s crucial to think ahead and adopt a long-term perspective, particularly when it comes to ESG. This forward-thinking approach not only benefits our clients but also contributes to a more sustainable future for property.”

TAB’s commitment to environmental, social, and governance (ESG) principles has also reinforced its market position. By supporting property professionals focused on sustainability and providing loans to improve assets, TAB ensures value is added and rewards borrowers with discounted exit fees. In the last quarter alone, TAB received £500m in mortgage enquiries, with £77m progressing to applications and underwriting.

Fibabanka has introduced a groundbreaking Banking as a Service (BaaS) platform in collaboration with GetirFinans, revolutionising the way businesses offer financial services. This innovative model, the first of its kind in Türkiye, is set to expand internationally, starting with the UK.

As a leader in Türkiye’s banking sector, Fibabanka has partnered with GetirFinans, which attracted $70 million in investment last year and reached a valuation of $250 million. This partnership allows non-banking businesses to seamlessly incorporate financial services into their operations, aligning with Fibabanka’s long-term strategy to extend its BaaS platform across different sectors.

Fibabanka’s advanced technology underpins the BaaS model, enabling businesses to integrate banking features directly into their platforms. With this offering, Fibabanka is positioning itself as an innovator in Türkiye’s financial services industry.

Leading Financial Integration

The partnership with GetirFinans marks the first practical application of Fibabanka’s BaaS platform. Through GetirFinans, embedded within the Getir app, users can access a variety of banking services, including account management, card issuance, and payments. Fibabanka’s digital infrastructure supports these services without requiring GetirFinans to hold a banking licence, allowing them to focus on core business activities.

With over 500 APIs supporting the platform, Fibabanka’s BaaS solution allows businesses to seamlessly integrate financial services, offering a cost-effective and efficient way to meet customer demand. The platform can be utilised by organisations ranging from retailers to fintech companies, catering to the growing demand for integrated financial solutions.

Ömer Mert, General Manager and Member of the Board of Directors at Fibabanka, said: “As consumer expectations around financial services evolve, businesses are seeking ways to offer seamless and integrated experiences through their own platforms. Our Banking as a Service model responds directly to these demands by enabling businesses outside the banking sector to access financial infrastructure easily. The GetirFinans collaboration is just the first step, and we look forward to expanding our platform further to meet the needs of various industries and countries.”

Extending Financial Services

Fibabanka’s BaaS model is designed to increase financial inclusion by extending access to banking services. By collaborating with partners like GetirFinans, Fibabanka is providing innovative solutions that go beyond traditional banking, helping businesses meet the evolving needs of their customers.

The platform also offers operational advantages for partner organisations by reducing the costs and complexity associated with providing financial services. Fibabanka manages the backend processes that require a banking licence, allowing businesses to focus on their customers and growth.

Looking to the Future

Fibabanka’s BaaS platform launch is just the beginning. The bank plans to expand its digital services across a wide range of industries and countries, focusing on technology-driven solutions that benefit businesses and consumers alike. As a leader in innovation, Fibabanka is poised to set new standards in the financial services sector.

“We are proud to be at the forefront of this shift in the banking landscape,” Mert added. “As the destination for BaaS in Türkiye, Fibabanka will continue to build on this model, offering new collaborations that meet the needs of our partners and their customers. Our mission is to redefine the boundaries of digital banking through innovation, and this is just the first of many milestones we intend to achieve.”

In today’s fast-paced environment, where agility and specialised skills are essential for the membership sector, Membership Bespoke is excited to launch the Interim Talent Hub, an innovative online platform created specifically for the needs of membership organisations.

As the leading recruitment firm for the membership sector, Membership Bespoke recognised a critical issue: skills shortages were growing, while the time it took to fill key positions was increasing, creating significant costs for many organisations.

Membership organisations play a key role in shaping government policies and influencing everyday life. Their importance to both social and economic development cannot be overstated, and this is why Membership Bespoke is committed to supporting the growth and success of this crucial sector.

Daniel Goddard, Co-Founder of Membership Bespoke, said, “A frequent question I receive from clients is how to bridge their widening skills gaps. Whether it’s a Trade Association urgently requiring additional lobbying and advocacy to represent its members or a Professional Body preparing to launch a new qualification and CPD pathways. As it turns out, interim hires can adeptly address these needs, but isn’t always an obvious solution.”

Goddard added, “So we asked ourselves, how can we streamline the interim process for organisations, allowing them to save time and money while seamlessly filling a skills gap.”

In response, Membership Bespoke developed the Interim Talent Hub—a pioneering online solution that addresses these needs and helps ensure the ongoing success of the membership sector.

Now, with just a few clicks, membership organisations can access a pool of pre-vetted interim professionals with the exact skills and experience they require. What once took months can now be done in minutes.

Anna Christofis, Director of Temporary and Interim Recruitment, commented, “For over 13 years, our dedication to membership-focused clients has provided us with a comprehensive understanding of the shared challenges these organisations face, particularly skills gaps. By connecting them with proven candidates who have successfully addressed similar issues for other clients, we’ve received tremendous positive feedback. With the creation of the Interim Talent Hub, we aim to streamline this process even further, ensuring an even more efficient and effective talent-matching experience.”

Christofis continued, “In our Hub, it’s crucial to recognise that each candidate has a track record of meeting diverse client needs with remarkable adaptability and effectiveness. These professionals are meticulously vetted, ensuring we have a deep understanding of their abilities. Furthermore, to uphold our commitment to our Equity, Diversity, and Inclusivity (EDI) principles, the identities of our interim talent remain confidential until both parties are prepared to engage in direct communication.”

Designed with both innovation and quality in mind, the Interim Talent Hub will change how membership organisations within this dynamic sector access and manage interim talent, ensuring continuity and driving success.

Dennis Howes, Co-Founder of Membership Bespoke, noted, “Prioritising quality over quantity and employing a robust candidate vetting process alongside diligent interim candidate care, we proudly unveil the Interim Talent Hub—the pioneering platform specifically designed for the membership sector.”

Howes added, “Evaluated and approved by some of our clients, candidates, and partners already, our Hub emphasises the significant contributions that temporary workers like interims deliver to various industries and the broader UK economy, especially with the Single Worker Status being a discussion point currently.”

The Interim Talent Hub reflects Membership Bespoke’s commitment to driving innovation and excellence in the membership sector, supported by over 13 years of expertise in recruitment.

Tom Lovell, Advisor to the Membership Bespoke Board, commented, “Talent plays a fundamental role in shaping the future of organisations and industry sectors. Making it easier to engage the best talent in more flexible ways, this innovative Hub is exciting to membership organisations and their member communities alike.”