TAB’s innovative mortgage products have been developed to address a clear gap in the market, where traditional lenders often fall short. Offering mortgages with the speed of bridging finance, TAB has responded to increasing demand for flexible lending options in a sector currently falling short of its £50bn annual potential. Both brokers and borrowers have responded with overwhelming positivity to these solutions.
Traditional banks, constrained by rigid structures, often lack flexibility, while challenger banks have intensified competition. Despite this, TAB’s extensive sector expertise has proven advantageous. With over £500m already lent across residential and commercial properties, and supported by multiple funding lines and institutional partnerships, TAB is well-positioned to continue its rapid growth.
TAB’s mortgage offerings are designed to meet the needs of a wide variety of borrowers across a range of property types, including residential investments, HMOs, commercial, semi-commercial, offices, and retail properties. Key features of their mortgage products include:
● Loans up to £7.5m
● Products available for both residential investment and commercial properties
● Simple tracker loans tied to the Bank of England base rate, ensuring transparency
● Fast, flexible mortgage solutions delivered at bridging speed
● An expert team, supported by industry-leading technology
TAB also welcomes a broad range of borrower types, such as:
● Individuals
● Sole traders
● Partnerships
● Limited companies
● LLPs
● Offshore limited companies (Isle of Man, Channel Islands)
● Trusts
● Charities
Since the introduction of these products, enquiries have continued to rise, with terms being issued to various brokers. Loan completions are increasing week by week, demonstrating TAB’s dedication to delivering on its promises. The current pipeline is outperforming expectations, pointing towards strong growth ahead.
Duncan Kreeger, CEO & Founder of TAB, stated: “It’s encouraging to see the strong demand from our broker partners for our mortgage solutions. At TAB, we’re constantly listening to the market and our stakeholders to deliver products and services in the way they want and truly need. That was the driving force behind TAB Mortgage. It’s also positive to see an increasing number of brokers and borrowers taking ESG considerations into account. It’s crucial to think ahead and adopt a long-term perspective, particularly when it comes to ESG. This forward-thinking approach not only benefits our clients but also contributes to a more sustainable future for property.”
TAB’s commitment to environmental, social, and governance (ESG) principles has also reinforced its market position. By supporting property professionals focused on sustainability and providing loans to improve assets, TAB ensures value is added and rewards borrowers with discounted exit fees. In the last quarter alone, TAB received £500m in mortgage enquiries, with £77m progressing to applications and underwriting.
